If you see a particular doctor or have a regular prescription, don’t assume your insurance covers them from one year to the next. Insurers will often change what they approve for drugs, and the next thing you know you’re getting a generic pill rather than the expensive name-brand drug.
In addition to your insurer making changes, your doctor might make his or her own choice to drop out of a plan. If you are not vigilant, you can get burned monetarily.
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