As the insured patient, you’re responsible for finding out if the requested treatment is covered. If you’re worried that something your doctor recommends may not be covered, call your insurer to see if pre-approval is needed.
If so, the pre-approval process is relatively straightforward. It usually involves getting a letter sent from your doctor with any medical notes or test results that back up his or her recommendation, Lopez said.
“The insurance company will make sure the treatment is appropriate for the condition and medically necessary,” he said. A coverage determination is usually made within a few weeks.
The holidays are a time of love and giving, but not necessarily of honesty. In…
Small, routine expenses and paying too much for major monthly bills can add up quickly…
Savvy shoppers might be the masters of coupon cutting and buying on a budget, but…
You're supposed to live as freely as possible in retirement. That's harder to do when…
There are many good reasons why sometimes doctors hide the truth from their patients. One…
Some gifts may as well come with a card saying "I didn't put much thought…