If you missed the open enrollment deadline and still need coverage in 2018, your only chance may be to enroll for a qualifying life event. These events include marriage or divorce, the death of someone on your plan that jeopardizes your eligibility, the birth or adoption of a child, loss of employer-based coverage, moving to a new city or state or major changes in your income. There’s only a 60-day window to enroll, however.
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