Certain individuals and families will qualify for government subsidies when purchasing health insurance on their own through health insurance market exchanges (also known as marketplaces). This is also a potential insurance trap, Lopez said, because you need to properly estimate what your income will be for the current year.
It might be tempting to underestimate your income as a way to qualify for subsidies, but Lopez advises against it. “If you got more subsidy help than you really qualified for, you will typically have to pay it back on your tax return,” he said. That could mean paying back some or all of your subsidy.
It's not always easy to love thy neighbor, and it might be hard for them…
Sometimes people in the US forget that the way we do things isn't necessarily the…
It's become second nature for many online shoppers to go straight to Amazon.com to make…
Making a list and sticking to it when you’re at the grocery store is an…
Insurance is one of life’s necessary evils. While no one plans to get sick or…
Whenever you walk into a supermarket or restaurant, you’re entering an atmosphere that’s designed to…