20 Truths About Holidays and Debt You Need to Know Right Now

There’s an online market for unused gift cards

When you’re stumped for ideas, gift cards offer a convenient way out. Let friends and family buy their own gifts! If you’ve ever let a gift card expire, however, you’re not alone. There’s a whole market for unused gift cards that you can take part in, potentially offsetting the debt you racked up buying gifts for others.