November 28, 2018

20 Truths About Holidays and Debt You Need to Know Right Now

Payday loans spike during the holidays

One sign of Christmas debt blues is the spiking in rates of so-called “payday loans,” which offer people immediate cash advances with very high interest rates and onerous fees if the loans aren’t paid on time. In 2017, over 600,000 families in the U.K. used these services to cover Christmas expenses, only to pay for it later.

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