15 Surprising Sacrifices Americans Would Make To Become Millionaires

Work Longer and/or Retire Later

Percentage of respondents: 33.6%

How do you save $1 million for retirement? Well, for about a third of Americans, the answer is clear: just work as long as it takes. In fact, for many Americans, a retirement account with at least $1 million is a necessity.

To that end, few things will help you reach your goal like delaying retirement. Not only will you get a few more years of income and investment returns to pad your accounts, but you can also boost your monthly Social Security benefit and stretch your savings that much further when you do decide to retire.

This answer choice was remarkably consistent across age groups, with almost identical proportions of respondents ages 18 to 24 and respondents older than 55 selecting this option.