Author Archives: C.C.
Author Archives: C.C.
If you’re a merchant, the only way to profit is to sell stuff for more than you pay for it. As a consumer — whether you’re sipping a martini in a swanky bar or swilling bottled water from the grocery store — you are swallowing that markup. Fortunately, you can save a lot of money […]
Read moreRetirement planning is no easy task. Not only do factors like salary, debt and expenses all affect your ability to save, but there’s also no one-size-fits-all solution to realizing the vision of your golden years. Generally, the right plan is about timing, opportunity and not following the myths that can destroy your retirement. With that […]
Read moreNowadays, shopping online is one of the easiest things anybody can do. All you have to do is to connect your mobile, or other devices, to an internet source and to scroll on your favorite site. If you do an analysis, you’ll find on several sites subliminal marketing messages that determine people to buy […]
Read moreIt’s a sad fact that when you’re older, con artists put a target on your back. That’s because seniors are more likely to have substantial savings, own their homes and have excellent credit. Many were raised to be polite and trusting. Retirees also may be lonely or experiencing cognitive decline. Scammers smell opportunity – and […]
Read moreWalmart has a few tricks up its sleeve when it comes to getting consumers to spend more. In that way, the retail behemoth is like most other national chains. From Costco’s famous “treasure hunt” layout to Bullseye’s Playground at Target , most retailers are eager to tempt customers to spend more. Savvy shoppers looking to […]
Read moreDeveloping good habits helps us focus on things that need our attention most. But as you work to get your financial life on track, you’ll probably find old, counterproductive habits undermining your progress. Some of them worked once, but now they’re holding you back. Others have always been bad. Dropping bad money habits makes it […]
Read moreWhen I spotted a garage sale sign yesterday, I had to circle the block after missing my chance to turn. By that time, the sign had blown over but I stopped to read the tiny address scrawled at the bottom. I drove down the street but there was no sign of a sale. Then I […]
Read moreSocial Security was never intended to fund a comfortable retirement all by itself, but it may be all some people have in their later years. A recent analysis by SmartAsset identified 25 cities where retirees rely the most on their Social Security benefits. The results show that in many major American cities, Social Security funds […]
Read moreRetiring isn’t the end of your financial journey. Though you might be done planning for your golden years, you’ll still have to understand how to save and spend money in retirement. This isn’t always easy, as you’re likely living on a fixed income. So, it can be frustrating that there is no standard playbook dictating […]
Read moreRoughly 1 in 2 Americans retire between the ages of 61 and 65, and nearly 1 in 5 retire before that. Most Americans also now take Social Security before their full retirement age, which varies by year of birth. Not only are people retiring earlier, but they’re also living longer — much longer — and […]
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