Divorced in Retirement? 20 Ways to Maintain Your Financial Independence

11. Explore Long-Term Care Options

After divorce, some of your financial protections might fall by the wayside. If you received long-term care insurance from your spouse’s employer, for example, you might no longer have coverage. Similarly, if you intended your spouse to personally care for you in your old age, you might have also lost your caregiver in the divorce.

Long-term care insurance is an option that can help provide for those years in the absence of your now-former spouse. But premiums rise sharply the older you get, so start looking sooner rather than later.