Today, retailers make it easy to buy everything — from furniture to a car — on a payment plan. However, you’ll never have money to save for retirement if you finance every purchase.
Rather than spend money on interest, flex your self-discipline muscles and wait until you have enough saved up before buying things. If you keep yourself out of debt, you’ll be amazed at how far you can stretch paychecks. Then, you can live comfortably now and bank enough to live on comfortably in the future.
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