On the other hand, you can save money but have your priorities all wrong.
Yes, college for the kids is important, but not at the expense of your retirement account. The kids can always get scholarships, jobs or even loans if absolutely necessary.
Make your retirement savings a top priority. Again, set aside 10 to 15 percent of your income in retirement accounts. That may seem like a lot of money to save each month, but that’s why you aren’t keeping up with the Joneses, right?
Once you hit that level, start putting money in the kids’ college funds.
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