35 Retirement Planning Mistakes That Waste Your Money

Not Picking the Right Investments

Whether you’re investing in the stock market through a 401k or independently with the help of a financial advisor, make sure you’re making the right investments based on your risk profile. That way, your retirement portfolio can survive through stock market fluctuations and volatility.

Your retirement portfolio should include a healthy mix of stocks and bonds — including short-term, long-term, large-cap, mid-cap, small-cap and international — and even cash investments. Review your investments and allocate assets as needed to diversify your retirement portfolio.