21 guilty pleasures that are hurting your bank account

Taking Uber or Lyft Everywhere You Go

When it comes to the cost of using a ride-sharing service such as Uber or Lyft versus owning a car, determining the cheaper option depends on several factors including how much your car payments would cost, how much you drive and your car’s gas efficiency. For long-distance rides or rides during peak hours, driving your own car is likely the cheaper option. And public transportation will almost always be cheaper than taking a ride-share car. In Los Angeles, the public transportation fare is $1.75 for a one-way trip, while an UberX or Pool starts at $5.60 per ride — more than three times the cost of taking a bus or train.