21 guilty pleasures that are hurting your bank account

Getting Pampered

Massages, like haircuts, run the gamut in cost. A one-hour massage in a place that doesn’t offer some of the nicer facilities and amenities can cost $40, while you might spend $240 for a 50-minute Swedish massage at a luxury hotel in a big city. Plus, you’ll need to add a tip of 15 to 20 percent.

If you really want to treat yourself but can’t afford a spa day, wait for Spa Week. It happens twice a year, once in April and once in October. During that week, hundreds of spas and wellness locations throughout North America offer selected services for $50 each. The first spa week of 2018 is April 16-22.

If your massage is doctor-recommended and you have a prescription, you can be reimbursed for the massage via your Flexible Spending Account for medical expenses. That’s money that returns to your employer if you don’t use it.