20 Ways You’re Throwing Money Away

Not Having a Shopping Accountability Partner

One big problem with shopping at the mall alone or online is the lack of accountability. Spouses — or friends — can do each other a favor by being accountability partners and asking questions like, “What’s being spent? Is it being spent wisely? How’s the budget holding up?” The idea here is not to police money, but to gently steer things back when your friend drifts off course.