20 Ways to Increase Your Savings and Retire Rich

Don’t Let Saving Be a Choice

“Make sure your retirement savings are happening every week or month automatically, without thought or questions,” said Michael Hardy, a certified financial planner with Mollot & Hardy.

Have contributions to your 401k or another retirement account automatically withdrawn each month or from every paycheck. “This eliminates the chance that you stop putting money into your retirement accounts,” Hardy said.