16 Biggest Financial Mistakes You’re Probably Making and How to Fix Them

Solution: Consider 0 Percent APR Balance Transfer Offers

In 2017, the average credit card APR was 14.44 percent. On a credit card balance of $3,000 with 14.44 percent interest, a 0 percent APR balance transfer could save you over $36 monthly and over $433 annually in interest charges. That’s $433 that you can add to your retirement nest egg — and with no interest, you can finally pay off that credit card debt once and for all.