14 Things to Be Careful About With Car Insurances

AVOID SMALL CLAIMS

If you get a small dent or other minor damage on an older car, think twice about filing a claim and getting it fixed. To avoid rate hikes, it might be worth your while to just live with it if there are no safety issues. And if you have towing coverage on your policy and use it to get your jalopy towed every six months, be ready for a 10 percent rate increase on your next renewal. Buy a roadside assistance plan (available from AAA, AARP and other vendors) instead. It’s cheaper.