When you pay yourself first, a portion of that allocation should go to an emergency fund. Many financial experts consider an emergency fund to be the first step in a responsible financial plan. Surprise expenses pop up all the time, and without an emergency fund to cover things like a car repair or a leaky pipe, you’re likely to take money from other needs, such as your long-term investments. An emergency fund gives you peace of mind that a sudden expense won’t derail your daily financial life.
It's a sad fact that when you're older, con artists put a target on your…
Everyone wants to turn their house into their dream home, or at least make small…
Walmart has a few tricks up its sleeve when it comes to getting consumers to…
Developing good habits helps us focus on things that need our attention most. But as…
When I spotted a garage sale sign yesterday, I had to circle the block after…
Social Security was never intended to fund a comfortable retirement all by itself, but it…