If you’re still occasionally writing paper checks, like some of us, that’s not going to end in retirement. However, know this: Blank checks in your wallet are an obvious risk — an easy way for thieves to quickly withdraw money from your checking account. But even a lost check you’ve already filled out can lead to financial loss, perhaps long after you’ve canceled and forgotten about it. With the routing number and account number on your check, anybody could attempt to transfer funds from your account electronically.
Only carry paper checks when you will absolutely need them. And leave the checkbook at home, bringing only the exact number of checks you anticipate needing that day.
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