If you saved a lot for retirement, it might feel like the ultimate payoff to stop working and gain access to your funds. Don’t let all that cash fool you into living the high life early on in retirement, though.
Sure, the first years of retirement might be the best time to travel, do home projects and spend money on things you might not be able to enjoy later on. But it’s important to spend your retirement savings modestly, as you don’t know how long you’ll need those funds to last.
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