1. Tucson, Ariz.
Annual Healthcare Spending Per Capita: $3,674
Annual Out-of-Pocket Spending Per Capita: $648
Income of Age 65+ Households: $39,448
Although incomes in Tucson are relatively modest for age-65-and-older households, the average annual spending on healthcare per capita is a bit more modest. At $3,674, this is the only city in this study with costs under $4,000 a year — a bar Tucson cleared by over $300 a year.