Categories: Retirement

15 Retirement Fatal Mistakes & How to Avoid Them

Mistake 10: Going on a Spending Spree

It’s easy to get caught up in a spending spree once you retire, whether you end up splurging on vacations, golf memberships, home renovations or some other luxury that you want to be able to enjoy with your new free time.

Why This Is a Mistake

Spending money you haven’t budgeted for could eat away at your retirement savings quicker than anticipated.

Include “fun” expenses such as affordable vacations and money to pursue hobbies into your long-term retirement budget. If you find that a hobby or vacation requires more funds than you initially allocated for it, think of ways to balance out your spending by cutting costs elsewhere, such as going out to eat less the next month. Or, consider selling off an asset you no longer need.

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T.Z.

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