14 things retirees wish they’d done differently

Started saving earlier

The answer to “When can I retire?” depends on when you started saving. GOBankingRates asked retirees what they would have done differently in their youth, and over 40 per cent said they would have started saving earlier.

The sooner you start setting aside money, the sooner that money can go to work for you with the power of compound interest. Even if it’s just a small amount to get started, you can build good habits and build your savings over time. Click through to see how much you should have saved for retirement at every age.