14 things retirees wish they’d done differently

Diversified investments

Diversification helps you manage your risk to a level that you’re comfortable with. In fact, more than 10 percent of retirees said the first thing they would do if they could do it all over again would be to diversify their investments more.

For example, if you’re comfortable taking on more risk in exchange for potentially higher returns, your portfolio might be weighted with more stocks than bonds.