Habitually checking your credit score is a reliable way to pinpoint financial weaknesses so you can create a solid plan to combat them. Plus, it allows you check for statement errors. To correct any inaccuracies, send a dispute letter to either the credit reporting company or the information provider.
Checking your credit reports will not harm your credit score. Doing this is a soft inquiry — the information is only for you — as long as you request this information from an authorized credit reporting agency. The Fair Credit Report Act requires reporting companies, including Equifax, Experian and TransUnion to provide free credit reports every 12 months.
If you pay your credit card bills on time, have a decent credit score, and…
Walmart is known for "everyday low prices" and its famous "Rollback" discounts. But there are…
Smart shoppers know that comparing prices to find the best deal can pay off. However,…
If you want to save money on your food expenses, you’re better off preparing meals…
Twenty-four percent of those aged 65 and over live in families that depend on Social…
Summer is finally here and there are plenty of discounts and deals for you to…