These Are the 10 Best Ways to Save on Health Care Costs in Retirement

Know your policies

If you’re enrolled in Medicare, take the time to read and understand your insurance benefits, both for medical and pharmacy. Check to see what is covered, and if you have any concerns on the fine print of a bill, pick up the phone to go over your questions. “Know which pharmacies are in the preferred network, and check if mail-order pharmacy is a better benefit,” Graalum says. You may find your Medicare plan covers some services without any out-of-pocket cost.