These Are the 10 Best Ways to Save on Health Care Costs in Retirement

What if you retire early?

Health care is often even more expensive for people who retire early. This isn’t always a choice. About 56% of people who responded to a Fidelity survey in February retired earlier than they expected. About a third of them retired due to a health event.

Early retirees have a few options to bridge the gap until Medicare. They may have continued health coverage through their old employer or their spouse’s. But these options come with costs as well. “It all boils down to save early, save often and as much as you can,” said Hope Manion, senior vice president and actuary for Fidelity Benefits Consulting.