REALIZE YOU CAN’T CONTROL ALL COSTS
Much of the cost of health insurance is out of your hands, according to Linden. For instance, government agencies set eligibility limits for Medicaid and income limits that determine whether you qualify for a subsidy through the ACA. And your employer sets the portion of the premium paid by the company.
“Determining how much you can afford to pay for health insurance is akin to making the same determination for housing,” she said. “Both are necessities, and the market sets the rates.”