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EXPLORE THE ACA EXCHANGES IF YOU’RE SELF-EMPLOYED

For those who are self-employed, Linden recommended starting your health insurance search at HealthCare.gov. You might qualify for an income-based ACA subsidy to help cover your premium. And, even if you don’t qualify for a subsidy right away, that could change.

“Who knows?” Linden said. “In the next year, your income may be reduced, and you can receive your subsidy as an after-the-fact credit on your tax return.”