One way that people find themselves paying more over the long run is by opting for only the minimum amount of auto insurance coverage required by the state. It might make it cheaper to own a car, but if you get in an accident, you could end up forking over a lot of money.
“Paying for car insurance isn’t exactly something that people enjoy, but skimping on your policy can really cost you down the road,” said Neil Richardson, a licensed insurance agent and expert at car insurance comparison marketplace The Zebra.
For example, if you live in Texas and have just the minimum coverage for $25,000 in property damage but total someone’s new truck that’s worth $50,000, you could be on the hook for the difference, Richardson said.
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