Not starting the retirement-planning process is one of the biggest retirement mistakes you can make. You should determine what you want your future to look like, as well as how much money you can realistically set aside. Then, find a plan that will get you there.
Some employers offer 401k plans and pensions, though the latter are becoming less common. You can also open an IRA without an employer sponsoring the account. These products, which can offer greater returns and more diversification than a traditional deposit account, are effective ways to start growing your nest egg.
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