An old year is gone, and a new one has arrived. That means you are 12 months closer to retirement than you were in January 2018.
Does that thought make you excited — or nervous? If you haven’t saved nearly enough, remember that there is always time to pad your nest egg. But if you hope to make progress toward your retirement savings goals, hard choices are ahead.
Following are some key ways to get your retirement plan back on track. Some require extreme changes, but the sooner you start, the easier your job will be.
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