- by C.C.
5. Delay all you can
Hold off quitting work as long as you can. Also, wait to claim Social Security retirement benefits.
Foot-dragging is a great tactic for extending the life of your retirement savings. Waiting to retire helps delay the moment when you’ll need to crack open your nest egg, thereby giving investments longer to grow and giving you longer to contribute to them.
If you will have a financially tight retirement, leave savings untouched as long as possible. Stay on the job — whatever job you can get. A low-paying job or a part-time job is generally better than no job.