You might have more room in your budget to save for retirement than you think. Tom Corley, CFP and author of “Rich Habits: The Daily Success Habits of Wealthy Individuals,” recommends reviewing bank statements for any unnecessary spending.
“You’ll uncover certain expenses for things you are not even using, such as club memberships, subscriptions, automatic charges for services you’ve never used,” he said.
Don’t forget to check competitor pricing on your cable, internet and other services to see if you can get a better rate. Once you lower your monthly expenses, boost your retirement contributions by the same amount.
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