July 9, 2019

15 Ugly Truths About Retirement

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Some of Your Investment Success Will Be Left to Chance

What happens in the market during the 10 years before and after your retirement date can play a significant role in how well-funded your portfolio is.

“It’s difficult to replace lost money during this period of time, either because of time constraints or the loss of earned income,” said Patrick Daniels, Director of Financial Planning at Precedent Asset Management in Indianapolis.

To protect your retirement savings during what Daniels refers to as the high-risk window, he suggested that individuals “take a conservative approach with their investments.”

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