15 Types of Insurance It Pays to Have

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Health insurance

Health insurance is an absolutely essential purchase for everyone with no exceptions.

A single hospital stay or serious illness could bankrupt your family without it. And you’re more likely to put off important medical care if you’re not covered, which means minor health problems could quickly turn into major ones.

Many people get health insurance through an employer, but you can also buy coverage on the individual market. Thanks to the Affordable Care Act, you may even be eligible for subsidies to help you cover health insurance premiums.