An emergency fund is an important asset that you will hopefully never have to use. What some perceive as frivolous expense is really a key part of planning for the future. Any number of unwelcome occurrences could prompt withdrawal from an emergency account — from medical bills to a broken refrigerator.
For anyone other than the chronically frugal, it might seem counterintuitive to save money and hope to never use it, but isn’t it better to have an emergency account collect dust than be surprised by a large, unpayable bill? Expect the unexpected, and build your emergency fund, with these 15 easy budgeting tips.
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