Categories: Curiosities

15 Fascinating Things You Need to Know About Your Insurance

Credit scores are used to determine insurance rates

You might be surprised, though, to learn your credit score plays a role in insurance rates. Only 41 percent of those surveyed by The Zebra knew that.

While a few states, such as Massachusetts and California, have banned their use, credit-based insurance scores are staples in the property and casualty insurance industry. That means how well you pay your bills could affect both your auto and homeowner premiums.

What does your credit card debt have to do with your ability to drive a car? Some consumer advocacy groups say there is no connection, but insurers say there is evidence to show that those with good credit have fewer claims and deserve lower rates.

Page: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

C.C.

Recent Posts

20 Retirement Planning Mistakes That Waste Your Money

Retirement planning is no easy task. Not only do factors like salary, debt and expenses…

7 years ago

19 Ways to Make Extra Money in Retirement

Are you retired — or planning to quit work soon — and looking for ways…

7 years ago

10 Ways You Think You’re Helping Your Credit But Are Actually Hurting It

Having good credit can be very helpful when taking out loans or applying for credit…

7 years ago

16 Biggest Financial Mistakes You’re Probably Making and How to Fix Them

Managing your finances can feel like navigating an obstacle course. You have to resist temptations…

7 years ago

9 Ways to Rescue Your Retirement in 2019

An old year is gone, and a new one has arrived. That means you are…

7 years ago

12 Ways Retirees Can Make Money Through Passive Income

These days, “retirement” doesn’t always mean “not working.” According to a new study from the…

7 years ago