Most insurance companies offer a discount for each driver 55 and older who takes an authorized driver safety education program (some states mandate this discount). The initial course is eight hours, and some companies (and states) allow you to take a four-hour online version. Classroom rates vary. You’ll be a safer driver and can pocket the savings every year. For more information, contact your insurance agent, AARP, AAA or your local adult education center, or search the internet for ‘senior driver.’
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