Everyone knows tuition rates have skyrocketed. No matter if your child is 4 or 14, the magic number for collegiate savings is 529. A 529 plan is a tax-advantaged savings plan operated by states or schools, and its funds grow free of federal taxes.
You may want to consult a financial adviser to help you choose a plan, but once it’s set up, making deposits — even small ones — can be done in just seconds online. Now, that’s going to the head of the class.
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