Using your debit card to pay for your next car rental may cost you more than the price of the rental itself. According to credit bureau Equifax, some rental companies will pull your credit report if you use a debit card instead of a credit card.
This, in turn, can show up on your report as an inquiry, hurting your credit. In addition, if your credit does not meet the rental company’s criteria, you may not be able to rent from them. Review your car rental agreement closely and check for any verbiage about pulling your credit if you use a debit card. You can also just ask what their policy is in these types of situations.
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