February 6, 2019

10 Ways You Think You’re Helping Your Credit But Are Actually Hurting It

Not correcting mistakes on your credit report

One in 5 Americans has a mistake on their credit report, says a Federal Trade Commission report. These types of mistakes can be damaging to your credit score. They could affect your likelihood of receiving credit or the terms of credit received.

Make sure you review your credit report annually and keep an eye out for anything that looks unfamiliar or incorrect. You can get a copy of your annual credit report for free by going to annualcreditreport.com. If you find something that doesn’t look right, you can have it corrected by sending a dispute letter.

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