Making certain purchases, especially major ones, at the right time of year can save big money. January is a good time to look for deals on furniture and many electronics. Get in the habit of shopping for clothes and shoes, as well as seasonal items such as a snowblower or lawn mower, at the end of the season, when they’re on deep discount. For instance, a patio set regularly listed for $1,500 is going for the off-season clearance price of $600, a savings of $900.
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